**Overview:**

Responsible for managing portfolio of defaulted Commercial relationships to implement timely workout, repossession, or legal action required to secure the Bank's collateral and reduce the risk of loss up to $10MM.

**Primary Responsibilities:**

+ Collect and prepare business and financial statements for analysis to administer the turnaround or exit of complex credit relationships, which could include modifications.
+ Assess credit quality of relationship to determine overall performance and risk; provide recommendations for Non-Accrual and Charge-Off for loan losses.
+ Assess repayment ability under restructure and forbearance situations, as well as negotiate repayment with borrowers under complex loan relationships.
+ Initiate direct contact at business location for site visits, discuss workout strategies, inspect collateral and condition, and to obtain signatures.
+ Collaborate with the Legal Department to validate legal actions usi...