Engagement with Business Unit and Senior Management on risk issues in relation to business initiatives to be implemented by the Group.
Perform independent credit assessment, i.e.: credit profile, structure and customer due diligence etc. on all credit applications within the Group, and ensure assets booked are of superior quality.
Review, devise and improve the credit parameters for portfolio lending that the Group exposed to.
Close monitoring of the Group financing portfolio and ensure prompt actionable are taken in a timely manner should there be any deterioration in the credit standing of customers.
Ensure adherence to internal guidelines, policies and regulatory requirements etc. for all credit applications within the Group.
Joint site visits with Business Unit to evaluate the quality / marketability of collateral and ascertain its suitability in relation to the financing application.