A Verification Officer supports branches in meeting business targets while maintaining prudent credit risk levels. They conduct independent reviews of loan files for accuracy, participate in credit decisions, maintain records of loan applications, perform pre‑approval and post‑disbursement verifications, and ensure the accuracy and completeness of borrower information. The role involves assessing customers' creditworthiness, ensuring compliance with credit policies, and providing training.

Key Responsibilities

• Support branches to meet business targets while ensuring that credit risk is maintained at a prudent level as per policy and guidelines.
• Independent desk review of loan files received from business for accuracy & completeness in line with the credit policy & procedures; highlight discrepancies for rectifications / removal before further processing.
• Participate in branch Credit Committee for credit decisions and impart inde...