**The Credit Portfolio Senior Analyst is an intermediate-level position with the**
**US Consumer Cards Existing Customer Management Risk and Data Analytics Team**

**Responsibilities:**

**Develop Risk Segmentation, Line management, Account management strategies and models across customer life cycle.**

**Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques**

**Manage risk levels for the entire credit spectrum**

**Create story boards, presentations and project plans for discussions with senior management – drive insights**

**Participate in audit related reviews , regulatory reporting and should have sound communication skill to present in such forums**

**Work closely with cross functional teams, including business stakeholders, MRM and governance teams, and model implementation teams**