Guardrisk, part of Momentum Group Limited, is South Africa’s leading provider of cell captive business and alternative risk transfer solutions, offering tailor‑made risk financing and access to professional reinsurance markets. As the market leader, we specialise in innovative cell captive structures that allow clients to operate their own insurance products within a ring‑fenced facility, including underwriting, actuarial, legal, compliance and financial reporting services – without the costs and complexities of establishing an insurance company. Registered for most statutory classes of non‑life and life insurance, we provide customised cover and strategic risk solutions. Our services cater to corporates that are serious about risk management, those facing complex or high‑cost risks and businesses looking to offer their own branded insurance products.

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