About us

Nova is a new generation payment network, poised to disrupt Visa and Mastercard by leveraging real-time payment infrastructures like Brazil's Pix and Open Finance for all daily transactions.

The company empowers consumers to pay for anything, any way they like, in any number of installments, regardless of what payment options are available at checkout. We're building an AI-native layer on top of Pix and Open Finance to improve last-mile payment functionalities such as financing (credit and installments), fraud protection (chargebacks and insurance), and friction reduction (tap to pay for consumers, high auth rates for merchants). AI runs through everything we do — from real-time risk and credit decisions to the way our engineers build and ship software.

Nova was founded at the end of 2023 by an elite team of fintech veterans who believe the next payment network will be built by small teams of exceptional engineers amplified by AI. We just rais...