Key Responsibilities:

1. Manage credit policy framework
   1. • Drafting and updating credit policies in line with RBI guidelines, internal risk appetite, and business objectives.
      • Drafting and implementing Standard operating procedures (SOP)
      • Ensuring policies are board-approved and periodically reviewed
      • New product innovation

1. Effective portfolio management
   1. • Oversee National/Regional/Branch credit team
      • Portfolio monitoring for early warning signals
      • Build risk dashboard for the Senior Management

1. Enterprise-wide risk management (ERM)
   1. • Develop Key Result Indicators (KRI) and KRA’s (Key Result Area’s) under ERM for each risk unit of the company
      • Conduct testing...