Small Business Credit Analyst I

The Small Business Credit Analyst I is responsible for evaluating business applications by analyzing commercial and consumer bureaus to assess creditworthiness of potential borrowers. The Small Business Credit Analyst I makes recommendations, issues approvals, and declines credit requests in accordance with company credit risk policies, compliance guidelines, and profitability models.

Essential Responsibilities:

• Review business loan and lease applications and conduct underwriting activities to assess risk, including analyzing commercial and consumer credit reports and other relevant data
• Ensure compliance with company lending policies, regulations, and industry standards by following underwriting procedures
• Determine credit limits, terms, structure, and interest rates based on risk assessment and company lending policies
• Communicate application outcomes to dealers via phone, email, or other...