Neem is the financial infrastructure for platforms and enterprises in Pakistan. We power how businesses collect payments, disburse funds, manage balances, and reconcile money across their entire ecosystem, from merchants and agents to vendors and employees. Neem powers the financial operations behind some of Pakistan’s fastest-growing platforms across logistics, insurance, retail, e-commerce, healthcare, and more. Backed by leading global investors, Neem is building the financial infrastructure for Pakistan’s digital economy.

One of Neem’s flagship solutions is Neem Paymenow (NPMN) - Pakistan’s leading financial wellness platform built around Shariah-compliant Earned Wage Access (EWA) .

We believe employees should not have to wait until the end of the month to access money they have already earned. Through NPMN, employees can access a portion of their accrued salary instantly helping them manage emergencies, avoid predatory borrowing, reduce financial stres...