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⏰ Full-time

Senior Machine Learning Scientist, Borrowing

Monzo
Location 📍 cardiff, United-Kingdom
Posted 📅 May 31, 2026
Work Type ⏰ Full-time

Position Overview

Senior Machine Learning Scientist, Borrowing

Cardiff, London or Remote (UK)

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers. We’re not about selling products – we want to solve problems and change lives through Monzo.

About the role

The mission of Borrowing ML Scientists is to improve the customer and business outcomes through better automated decisioning, using Machine Learning and statistical modelling. We have a primary focus on credit risk modelling, with our expertise also applied to predict and optimise utilisation, pricing, collection and marketing.

Responsibilities

  • Own multiple ML applications end‑to‑end, from experiment desig...

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Job Details

Employment Type
Full-time
📊
Category
IT & Technology
🏠
Work Arrangement
On-site
📍
Location
cardiff, United-Kingdom