Underwriter is responsible for defining the specific terms of the insurance policy that is agreed upon.

On a day to day basis, an insurance underwriter will examine insurance applications, conduct extra research, collect background information and make risk assessment.

Underwriter is responsible in reviewing insurance applications and screens them based on the criteria of the specific terms of the insurance policy that is agreed upon.

Underwriter will analyze the risks associated with applications and ensure that it meets the minimum criteria.

Responsibilities

• Underwrites health insurance products such as Term Life, Critical Illness, Hospitalisation & Surgery, and Outpatient etc.
• Assess applicant insurability by analyzing information in the application, screen applicants on the basis of set criteria, determine the risk of insuring an applicant, and decide special terms of exceptions.
• Prepare documents to obtain additiona...