⏰ Full-time

Senior Data Scientist - Underwriting Strategy

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Home Credit

                    Location
                    📍 Ho Chi Minh City, Vietnam
                

                    Posted
                    📅 June 15, 2026
                

                    Work Type
                    ⏰ Full-time
                

Position Overview

This role belongs to Underwriting Department. Underwriting in the Consumer Finance sector perform the critical operation of appraising the credit worthiness of a potential customer and whether or not to make a lending decision. Home Credit is proud to offer advanced predictive models and rules-based analytics that leverage huge data assets to help our business drive more objective underwriting and lending decisions, improve risk segmentation and enhance profitability.
RESPONSIBILITIES:
Overall responsible for development and enhancement of Underwriting strategies, including MIS reports and technical solutions used in the UW process, including Decision Management System: develop and enhance strategies; MIS Reports & Analytics: portfolio health monitoring & ad-hoc analysis; Statistic Modeling: develop/modify & apply on strategies;

Cascade business goals into to key strategies and tasks optimizing data analytics;

Boost automation of operatio...
                

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Job Details

⏰

Employment Type

Full-time

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