Position Overview
Description
The Scored Loan and Line Performance Sr Analyst will support Business Banking Risk Analytics by delivering hands-on quantitative analysis across the Loan and Credit line lifecycle. This role focuses on building and maintaining portfolio monitoring, developing insights on credit performance and exposure, and supporting strategy/decisioning changes through testing and post-implementation performance tracking
Job Description:
+ Build and maintain Scored Loan and Line performance monitoring across vintages/products using leading indicators (e.g., customers dropping below minimum deposit balance, delinquency days past due, % ever 30+, utilization, # cards overlimit).
+ Enhance analytics for risky populations and support recurring tracking routines/insights for portfolio management actions.
+ Support decisioning and underwriting platform changes by translating analytical findings into testable changes, coordinating standard testing...