Job Description Summary
FUNCTION: Working under the direction and guidelines established by the Underwriting Manager(s), Underwrites residential mortgage and consumer applications to secondary market/investor requirements, Bank policy and procedures as well as all mortgage and consumer regulations. Reviews and analyzes all relevant data and documentation to determine overall risk profile in order to make solid credit decisions.
Accountabilities:
+ Perform a detailed review of the residential mortgage and consumer loan application and documentation as submitted to determine services, disclosures and actions needed to prepare for the processing and underwriting. The detailed review will entail analyzing all documentation, notes, product descriptions, loan profile including but not limited to credit reports, income and asset documentation, HMDA information, collateral, fraud prevention tools and other applicable documentation as required.
+ Register applicable loans with Feder...