Branch Overview Branch is a leading AI-based lending fintech with 50M+ downloads across India and Africa.

We use alternative data to reach millions of people largely excluded from the financial sector.

Headquartered in Silicon Valley with operations in India, Nigeria and Kenya, Branch is a for-profit, socially conscious company built for scale and impact.

Our mission-driven team — founded and led by the former CEO of Kiva.org — now spans 400+ employees globally.

We are backed by investors such as Andreessen Horowitz, Visa, and the IFC.

About Lending Lab Lending Lab is Branch’s internal experimentation engine for new lending products.

We are a small, focused team with a single mandate: find the lending products that will catapult Branch to the next orbit.

We run fast experiments, set explicit kill metrics before we start, and shut down what doesn’t work without optimism bias.

When ...