Work with Head of Unsecured Products policy to monitor the portfolio performance, controls and enhance digitalization.
Responsibilities
Ensure that clear policy guidelines and a framework are in place for unsecured products, encompassing all risk‑related aspects such as product benchmarks, policy parameters, processes, systems, and business targets, along with the associated NCL.
Monitor performance triggers and portfolio caps for Unsecured Products and assess the quality of the portfolio with regards to risk and validate appropriateness of credit policies and monitor the impact of changes in credit policies.
Design and implement effective framework to update tracking and documenting all policy changes and product performance testing activities.
Responsible for reviewing Credit Program for product on annual basis and ensuring a detailed ...