Position Overview
- 8+ years of overall software development experience with 4+ years hands-on in loan management / loan servicing platforms
- Loan servicing module development on enterprise LMS platforms
- Experience in consumer lending (personal loan, two-wheeler, auto, home loan) and/or commercial lending (SME, LAP, equipment finance, working capital)
- Exposure to Australian vehicle and equipment finance — chattel mortgage, finance lease, hire purchase and novated lease servicing
- Settlement processing, payout figure calculation and disbursement handling
- Repayment schedule engine — EMI, P&I, balloon, interest-only and irregular repayment structures
- Payment processing — direct debit, ECS/NACH/auto-debit with dishonour handling and retry logic
- Arrears and overdue management with automated dunning, escalation and hardship variation
- Collections workflow — bucket-wise staging, field collections, legal referral and enforcement tracking