The Managing Director, U.S. Business Banking Credit Risk & Strategy provides senior first‑line credit risk leadership for U.S. Business Banking. The role is accountable for the design, governance, and stewardship of the segment’s credit risk framework, policies, and portfolio risk outcomes, ensuring alignment with enterprise risk appetite, regulatory expectations, and growth objectives. The role serves as the primary subject matter expert and representative of U.S. Business Banking Credit Risk with regulators, executive leadership, internal governance forums, and enterprise partners. While day‑to‑day operational execution and transformation delivery are supported by dedicated Operations & Transformation leadership, this role retains accountability for risk strategy, control design, policy integrity, and risk outcomes.

**Credit Risk Strategy, Framework & Policy Ownership**

+ Serve as the primary owner of U.S. Business Banking Credit Risk Policy and associated governanc...