Overview

The role will be responsible in the early identification of deteriorating loan/financing/asset to prevent inflow into impairment and if impairment is unavoidable, Early Care is to work towards minimizing the losses to the Bank via setting an effective strategy together with the Business & Corporate Banking (BCB). This role will be reporting to the Head, Group Special Assets.

Key Responsibilities

• Credit evaluation of Watch List (“WL”) and High Risk (“HR”) accounts, identify area of concerns, recommend appropriate actions/strategies to address the risk factors and conducting site-visit together with BC when necessary.
• Conduct assessment of trigger hits on judgmental/obligatory triggers to determine whether accounts should be downgraded to WL/HR.
• Manage WL/HR accounts jointly with BC, monitor payments & compliance to terms and conditions, provide status update to Mgmt/BNM/auditors/CGC/SJPP, etc.
• Provide assistance/gui...