Job Purpose:

To develop, implement, and oversee the company’s risk management framework in compliance with regulatory requirements (OJK & AFPI), internal policies, and industry best practices. The Risk Manager will ensure effective identification, assessment, monitoring, and mitigation of all relevant risks.

Key Responsibilities:

1. Risk Strategy & Framework

• Develop and implement risk management policies, procedures, and frameworks tailored to the company’s operations and business model.
• Ensure alignment with applicable regulations from OJK (Indonesia Financial Services Authority) and AFPI (Indonesian Fintech Association).

2. Risk Identification & Assessment

• Conduct comprehensive risk assessments covering operational, credit, market, liquidity, compliance, and strategic risks.
• Proactively identify emerging risks related to business expans...