Primarily responsible for assessment of all credit applications, identify risks associated with such exposure and make appropriate recommendations to the relevant AA for approval.
Performance Management
Manage credit underwriting standards and quality.
Compliance and Risk Management
Ensure compliance with credit lending policies.
People Management
Joint calls with Business Unit (where necessary)
Report on progress to Team Lead / Senior Underwriter
Additional Responsibilities
Manage turnaround time for new/enhance/ad-hoc credit proposition (including change of terms) vigilantly without compromising the credit standards
Manage TAT for review credit proposition vigilantly without compromising the credit standards.
Attend customer presentation and meeting if necessary to Know Your Customers.