We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products – we want to solve problems and change lives through Monzo.

Our Financial Crime and Fraud Team

Financial crime causes real harm. In Fraud, we build controls that help protect customers from scams, stolen‑card fraud, account takeover and other fast‑changing threats, all while keeping Monzo smooth and fair for the millions of people who use us every day.

Machine Learning is central to that work. Our ML specialists build, ship and improve models that help us spot risk, make better decisions, and keep our customers safe. We work closely with Produ...