Job Title: Head of Credit Risk (Mobile Financing/Consumer Durables)

Location: Metro Manila, Philippines / Hybrid

Industry: Fintech / Consumer Lending / Retail (Mobile & Gadgets)

About the Role

We are seeking a strategic and data-driven Head of Credit Risk to lead our risk management function in the Philippines. You will be responsible for building and overseeing the entire credit lifecycle for our mobile phone installment products. You will balance rapid business growth with portfolio quality, leveraging alternative data to serve the underserved market. You will lead a team of analysts and credit officers to minimize delinquency (DPD) and charge-offs while optimizing approval rates.

Key Responsibilities

1. Credit Strategy & Policy Development

• Develop, implement, and monitor end-to-end credit risk strategies for mobile device installment plans (including 0% interest, 6/9/12-month terms).
• Design and cal...