A reputable rural bank in the Ashanti Region seeks the services of highly skilled, dynamic, motivated, result-oriented and qualified key management persons to join its team of professionals as follows: Head of Credit

Job Description

• The person shall prepare credit strategy of the bank

• The person shall prepare and deliver presentations and reports regarding key credit issues, exposures and the periodic credit review report to the Chief Executive Officer

• Prepare monthly credit report, submit all loans and report credit references Bureaus and register all securities in the collateral registry

• Carry out regular credit facility reviews to ensure compliance with terms and conditions of the credit

• Monitor all loans and report on early warning signs to the Chief Executive Officer

• Maintain minimum loan recovery rate 95% on monthly basis

• Achieve monthly recovery rate of 5% in respect of overdue loans