Description

Job Purpose

Lead and manage the Micro Assets business (e.g., Joint Liability Group (JLG) loans, individual microloans, micro-enterprise loans) across the bank’s operational geographies to drive sustainable and profitable growth, ensure asset quality, develop scalable models, and deepen financial inclusion aligned with the Bank’s mission.

Key Responsibilities

 · Business Strategy and Growth

Develop and implement the overall strategy for the Micro Assets business.

Achieve disbursement, portfolio outstanding (POS), and fee income targets.

Expand the Micro Assets portfolio into new geographies and customer segments.

Build strategic partnerships with NGOs, SHGs, and community-based organizations.

Drive credit underwriting policies balancing growth and asset quality.

 Monitor portfolio quality (PAR, NPA, Write-off ratios) and take corrective actions.

 Implem...