HCL Technologies | Walk-In Hiring | Mortgage Underwriting.
Job Summary
The Mortgage Underwriter is responsible for reviewing, analyzing, and validating loan applications to ensure accuracy, completeness, and compliance with investor, secondary market, and government agency guidelines. The role involves detailed credit analysis, income calculation, risk assessment, and adherence to regulatory and organizational policies to support sound lending decisions.
Key Responsibilities
Review loan files for completeness, accuracy, and adherence to established underwriting guidelines.
Verify loan application information against all supporting documents within the loan file.
Analyze credit documentation including mortgage applications, credit reports, income and asset documents, title reports, appraisals, and all applicable compliance disclosures.
Ensure loan applications meet investor and secondary market requirements, including Fannie Mae, Freddie Mac, and applicable governme...