Responsibilities      Lead, coach, and oversee Area Managers and regional teams to achieve business growth and portfolio quality targets.

Develop and execute SME financing strategies aligned with company objectives.

Drive expansion of SME lending through strong market insights, partnerships, and distribution networks.

Ensure credit quality, risk management, and portfolio performance are well maintained.

Build a strong performance culture with clear KPIs, accountability, and leadership development.

Collaborate closely with Credit, Risk, Operations, and Product teams to scale sustainably.

Requirements Minimum 10–15 years of experience in SME Banking.

Proven experience leading Area Managers or Regional Heads across multiple regions.

Strong knowledge of SME market dynamics in Indonesia, including secured and/or productive lending.

Demonstrated leadership, execution, and pe...