Overview

For companies building financial technology and transforming the financial services space the biggest bottleneck to growth and innovation is often the underlying banks and infrastructure stack they rely on. We have spent our careers founding and scaling companies like Plaid, Square, Meta, Blend and Affirm and have seen this problem firsthand — builders and developers needing to partner with traditional banks and creating API and abstraction layers over the patchwork that is the bank at its core and many other vendors. This results in a complex (and often expensive) banking supply chain involving a user fintech BaaS middleware provider, bank core, and the Federal Reserve. At Column we set out to simplify and fix this. We are a bank and a software company built from the ground up offering builders and developers technology-forward banking solutions that cut out the hundreds of vendors, middleware providers, and abstraction layers. This means a safer, more transpa...