The Data Scientist, will play a critical role in the development of data-driven solutions that enhance credit risk assessment, underwriting, pricing, and portfolio performance within our commercial vertical. From developing credit scoring models to identifying industry based signals and optimizing underwriting would be areas of impact for this role. The role will collaborate cross-functionally with stakeholders across Credit Risk, Product, Engineering, and Compliance to deploy models that are both technically robust and aligned with regulatory standards

Job Requirements:

- Design, build, and maintain predictive models related to credit risk, loan performance, and customer segmentation
- Analyze large and complex datasets to extract insights that inform credit strategy and operational decision-making.
- Analyze merchant behavior and historic deal performance to inform risk, pricing, and retention strategies
- Work closely with Credit Risk and Underwriting team...