Description
Summary:

Credit Underwriter - Inventory Finance is responsible for analyzing and monitoring credit worthiness of assigned customers/accounts and recommending and/or approving credit within established guidelines. Includes analyzing financial statements and completing ratio and trend analysis of statements to determine if a customer is eligible for financing.


Duties and Responsibilities:

+ Underwrite high quality credit narratives in support of new and existing loans. Review and analyze various transactions. Includes review and analysis of applications, financial statements, balance sheets, D&B reports, etc.

+ Spreading business financial statements and tax returns using Moody's software to analyze multi-year trends and ratios from financial information.

+ Understand cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow.

+ Research industry trends and risks.