JOB PURPOSE

To supervise and manage the credit analysis process to ensure all financing applications are assessed accurately, in accordance with company policies and risk management standards, while maintaining a healthy credit portfolio and minimizing potential credit risks.

KEY RESPONSIBILITIES

1. Credit Analysis Supervision

• Supervise the creditworthiness analysis process conducted by Credit Analysts for prospective customers.
• Ensure the credit evaluation process follows the 5C principles (Character, Capacity, Capital, Collateral, and Condition).
• Review credit analysis reports and provide approval within the authorized approval limit.
• Ensure all credit recommendations comply with the company’s credit policies and procedures.

2. Credit Document Evaluation

• Ensure completeness and accuracy of required cr...