Core Expertise: PD Models | LGD Models | EAD Models | Internal Rating Models | Scorecards (A-Card/B-Card) | Stress Testing | ICAAP | Model Validation | Credit Portfolio Risk

Regulatory: Basel II/III/IV | IFRS 9 | ICAAP | Risk Governance

Analytics: Logistic Regression | Survival Analysis | Decision Trees | Machine Learning | Time Series Analysis | Model Calibration

Technical Skills: Python | SQL | Excel/VBA

Platforms: OFSAA | SAS Credit Risk | Moody's Analytics | FIS Risk Solutions | Experian

Banking Experience: Corporate Banking | Retail Banking | SME Banking

Key Responsibilities: Rating Models | PD/LGD/EAD Development & Validation | Early Warning

Systems (EWS) | Concentration Risk | Credit Risk Limits | Stress Testing | Back Testing | Benchmarking | Sensitivity Analysis | Regulatory Reporting | Audit ...