Position Overview
About the Role
We are looking for a seasoned Credit and Liquidity Risk Officer to assist the Department Head in the overall implementation of independent credit risk management system. Responsible for the preparation of credit risk management and credit review reports. Oversees assigned risk areas including market, liquidity, operational risk or combination thereof.
Key Responsibilities
- Monitor and evaluate credit exposures, identifying emerging risks and trends in loan portfolios. Monitor portfolio quality, including NPLs and past due loans.
- Ensure thorough review of new loan applications, renewals, and credit line increases, including comprehensive analysis of repayment risks. Review credit limits, terms, and conditions in alignment with established policies and risk appetite.
- Ensure timely and accurate classification of loans based on risk profiles and regulatory guidelines (e.g., IFRS 9, B...