Position Overview
The Credit Risk and Reserves Officer is a senior-level position responsible for leading activities in credit loss forecasting and reserves blending expertise in portfolio analytics, monitoring the portfolio performance while closely following latest trends in own field. This role is pivotal in ensuring the accuracy, efficiency, and transparency of credit loss reserves while enhancing data-driven decision-making with a strong focus on simplification. You will work closely with finance, risk, and technology teams to streamline reserve methodologies, improve reporting processes, and drive automation initiatives.
**Responsibilities:**
+ Calculate and Analyze credit risk reserves across diverse loan portfolios, ensuring alignment with accounting and CECL standards.
+ Identify key drivers of reserve changes, trends in portfolio performance, and emerging credit risks.
+ Develop and maintain reserve forecasting models, stress-testing frameworks, and scenario analyses.