Job Summary
This role will be responsible for delivering insightful, concise, and prompt credit analysis for the portfolios of Small and Medium Enterprises (SMEs) as well as Commercial clients under management. The role entails analyzing financial statements, assigning credit grades using the appropriate scorecard, documenting client risks and mitigants, and continuously monitoring for significant credit-related events.
The Credit
Analyst collaborates closely with the Relationship Management and Risk teams in relation to both client strategies and credit assessments.
Key Responsibilities
Execute credit risk analysis of SME and Commercial clients, considering industry dynamics, competitive positioning, funding strategy, and financial health. Perform financial analysis, stress testing, and fraud risk assessment, while documenting risks and mitigants.
Perform timely drafting of credit analysis, taking into consideration the dynamics and nature of the client’s indus...