Position Overview
Description We are looking for a detail-oriented Credit Analyst to support financing decisions and account risk management in Oxnard, California. This role focuses on evaluating creditworthiness, monitoring active transactions, and helping move applications efficiently from submission through funding. The ideal candidate brings sound financial judgment, strong communication skills, and the ability to work collaboratively in a fast-paced environment.
Responsibilities:
• Evaluate credit applications, analyze financial information, and help determine appropriate risk ratings for new and existing borrowers.
• Take ownership of underwriting higher-value transactions, including deals exceeding established monetary thresholds, and recommend sound credit decisions.
• Manage the progress of financing files from initial receipt through final funding while maintaining timely communication with dealers and internal teams.
• Review open accounts and pending files each day to tr...