Prepare credit applications (new and renewal) with detailed analysis of financials, key risks, fund structures, underlying portfolios, investor base quality, deal structures, terms & conditions and deal rationale.
Ensure timely review of credit limits & counterparty rating in line with the bank’s internal policies.
Keep abreast of the bank’s credit policies and applicable laws and regulations.
Present credit views effectively to department co-Heads and credit department.
Regular, close monitoring of portfolio for early identification of warning signs and potential problem counterparties for remediation actions.
Work with Relationship Managers in deal structuring and co-ordinate with product partners, control functions, middle office, and overseas branches to ensure seamless execution of transactions.
Understand and recommend appropriate credit terms in documentation including loan facili...