Title: Credit Analyst

Employment: Under Payreto, with possible deployment to a client

Work Setup: Full onsite in Makati

Schedule: Monday to Friday, 9:00 AM–6:00 PM

Employment Type: Full-time

Department/Unit: Credit Risk Management

Reporting To: Credit Risk Manager

Position Overview

The Credit Analyst is responsible for conducting robust financial risk assessments and managing debt settlement operations to achieve minimized default rates and sustainable loan refinancing outcomes by delivering empathetic customer guidance and data-driven credit insights. Operating with a senior level of execution, this role ensures all loan evaluations and settlement structures align perfectly with the company’s risk appetite and regulatory frameworks.

Main Responsibilities

1. Credit Assessment & Risk Management

• Evaluate borrower creditworthine...