Job Description

- Perform in-depth credit evaluations for corporate/B2B clients, including those seeking fleet financing
- Review and interpret financial statements, including Balance Sheets, Profit & Loss statements, and Cash Flow reports
- Evaluate borrowers' repayment ability using key financial ratios such as DSCR, DER, liquidity, and profitability metrics
- Develop credit proposals and provide recommendations for credit approval
- Assess and process Finance Lease and Operating Lease applications
- Carry out SLIK checks and corporate credit assessments
- Evaluate credit structures, pricing strategies, and overall profitability
- Oversee portfolio quality to reduce and mitigate non-performing financing (NPF)
- Produce regular reports for the Credit Analyst Department

Job Requirement

・Min. Bachelor's degree majoring in Finance, Accounting, Management, or other related fields ・Active Business level of English proficienc...