The Credit Officer performs credit evaluation and risk assessment of corporate borrowers and prepares comprehensive credit proposals that are in compliance with the Bank’s credit policies and standards and within the prescribed turnaround time.

Core Responsibilities:

1. Credit Evaluation and Risk Analysis - Performs credit evaluation and risk analysis and prepares the credit proposal for assigned account which includes but not limited to the following:

1.1 Conducts client interviews/calls and coordinates with the Client Relationship Management counterpart on the proposed credit facility and loan package.

1.2 Performs financial analysis and projections based on the client’s historical financial data, industry analysis, benchmarking, trade checking with client’s suppliers and customers, and verification with depository bank and creditors.

1.3 Recommends credit risk rating for the account.

1.4 Prepares risk analysis and ov...