**Overview:**

Responsible for monitoring, evaluating and interpreting data on the Bank’s Commercial Loan portfolio including preparation of trend analysis, exposure limits and various risk identification reports.

Develop tools allowing for the monitoring of movements in the PD and LGD distributions relative to expectations, identify emerging risks and make recommendations to management.

Leverage risk experience and business knowledge to assist in planning initiatives related to the Bank’s PD and LGD risk rating framework to accomplish enterprise-wide goals around the Commercial Portfolio.

**Primary Responsibilities**

+ Apply M&T Bank Frameworks and Policies around credit risk ratings to the analysis and review of risk rating methodologies.
+ Analyze credit risk rating methodologies and scorecards to ensure that Bank rating policies are appropriate, and that they are fit to measure credit risks for the Bank’s portfolio.
+ Review the Pro...